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Interest Rates on Federal Student Loans Heading Higher

Interest rates on new federal student loans change each year based upon results of the May 10-year Treasury auction.  The 2017 auction closed last week.  Although the Department of Education has yet to officially announce the new rates expectations are: The rate on federal Stafford Loans for undergraduates will likely rise from 3.76% to 4.45%. [...]

One Chart – 120 Years of the Dow Jones Industrial Average

As one of the oldest and best-known indexes the DJIA is not only a benchmark for the world’s largest stock market but, also, a barometer of global confidence.  This chart details the DJIA’s performance since 1896.     It’s interesting to note how the highs and lows have reflected the U.S. economy. Greater still is [...]

Mid-Year Investment Outlook

We recently completed and are happy to share with you Apollo's 2017 Mid-Year Investment Outlook. It incorporates q1 activity with projections for future economic, tax and political events. It is meant to be a general guideline - not specific advice/recommendations.  Specifics (cash flow, tax, estate, etc) dictate how this information may be incorporated into one's [...]

Boosting FICO Scores by Eliminating Negative Information from Credit Reports

In response to regulatory pressure and settlement of lawsuits with 32 states the Big Three of credit reporting – Equifax, Experian and TransUnion – have decided to omit certain negative items from the credit reports of consumers. Examples include: Tax-lien and civil-judgment data that don’t include a complete list of at least three data points [...]