Call Us at 610.715.2881 for a No-Cost, No-Obligation Consultation!

About Howard S. Haber, CFP®

This author has not yet filled in any details.
So far Howard S. Haber, CFP® has created 522 blog entries.

401(k) Company Match on the Rise for Wrong Reasons

As companies shift away from defined-benefit retirement plans (i.e. we’ll pay you $x per year for the rest of your life) towards defined-contribution plans (i.e. you contribute x% per year) an inducement for employee participation is the company match.  It’s that free money 100% ROR of which we’d be foolish not to take advantage. One [...]

End of the Stretch IRA?

The powerful tax-deferral tool is likely nearing its end. WHAT IS STRETCHING: Sustaining and maximizing the tax-deferred status of an IRA when the beneficiary is a non-spouse such as a child. WHO LIKES IT: Beneficiaries who accrue years of compounded, tax-deferred growth while minimizing the Present Value of the liability (i.e. $1 in the future [...]