Much confusion exists in the minds of consumers about who in the financial services world is a fiduciary.

Currently the product-pushers are lavishing ungodly sums of money upon Washington as their army of lobbyists seeks to water down or eliminate a uniform fiduciary standard.

And these are the people who claim to be looking out for YOUR best interests?

Skip Schweiss of TD Ameritrade Institutional has a very simple solution for exposing the man behind the curtain.